Farm Name
Crop Type
Corn
Wheat
Soybeans
Potatoes
Beans
Lentils
Bananas
Other:
Users will input three scenarios for their two biggest risks: Yield and Market Price.
Variable | Worst-Case (Low)t | Expected (Mid) | Best-Case (High) | |
|---|---|---|---|---|
Yield (Bushels/Acre) | 140 | 180 | 210 | |
Market Price (per Bushel) | $4.50 | $5.50 | $6.80 |
Input your cost structure below to generate the data for the 'What-If' analysis table.
Cost Type | Description | Amount (per Acre) | |
|---|---|---|---|
Variable Opearting Costs | Seed | $150.00 | |
Fertilizer | $50.00 | ||
Chemical | $50.00 | ||
Fuel | $50.00 | ||
Utilities | $50.00 | ||
Labor (Seasonal/Hired Labor) | $50.00 | ||
Equipment | $50.00 | ||
Total Variable Operating Costs | $450.00 | ||
Fixed Overhead Costs | Land Rent/Debt Service | $200.00 | |
Equipment Depreciation | $50.00 | ||
Insurance | $50.00 | ||
Total Fixed Overhead Costs | $300.00 | ||
Total Production Cost | $750.00 |
This table now uses the separation of costs to show the farmer exactly where their "break-even" points are.
Gross Revenue = Yield * Price
Operating Profit = Revenue - Total Operating Variable Cost
Final Net Profit = Revenue - Total Production Cost
Scenario | Gross Revenue | Operating Profit | Final Net Profit | |
|---|---|---|---|---|
Worst-Case | $630.00 | $180.00 | -$120.00 | |
Baseline | $990.00 | $540.00 | $240.00 | |
Best-Case | $1,428.00 | $978.00 | $678.00 |
How many bushels must I produce to cover all expenses at current market prices?
Breakeven Yield = Total Production Costs (Fixed + Variable) / Market Price (Baseline)
Insight for the Farmer: If your historical average yield is 180, but your breakeven is 136.3, you have a 43.7 bushel safety margin.
The Logic Table:
Net Profit | Risk Alert | |
|---|---|---|
-$120.00 | Critical (Loss Predicted) | |
$240.00 | Caution (Thin Margins) | |
$678.00 | Healthy (Profitable) |
Form Template Insights
Please remove this form template insight sections before publishing.
To help your form owners (the farmers or agribusiness consultants) understand the value and the mechanics of this template, you can provide this "Form Intelligence & Logic Guide." This explains the business "why" and the mathematical "how" behind the tool.
In agriculture, your "paycheck" is determined by variables you cannot control: the weather and the global market. This form acts as a financial flight simulator. Instead of looking at a single, optimistic profit estimate, it allows you to see a range of possibilities.
By separating Operating (Variable) Costs from Fixed (Overhead) Costs, the form helps you identify your "True Breakeven" point. It answers the critical question: "At what yield and price point am I actually losing money after the bank and the land are paid?"
This form leverages our spreadsheet engine to turn simple inputs into professional risk metrics. Here is a look at the core logic used:
1. The Cost Structure (The Foundation)
The form calculates a Total Production Cost to ensure the analysis isn't just about seeds and fertilizer.
2. The Sensitivity Matrix (The "What-If")
The matrix uses the Final Net Profit formula across three different scenarios:
3. The Breakeven Yield (The "Safety Net")
This is the most critical number for a farmer. It tells you the minimum production level needed to cover all costs at the current expected price.
4. Risk Status Alert (Automated Advisory)
We use the IF function to provide an instant visual health check. This turns data into an actionable "Stop/Go" signal.