Policy Reinstatement Application and Statement of Insurability

(For Insurance Company Use Only)


Policy Number

Date

I. Policyholder Information

Policyholder/Owner Name

Street Address

City

State/Province

Postal/Zip Code

Contact Phone

Email Address

Insured's Name (if different from Owner)

Insured's Date of Birth



I, the undersigned Policyholder, hereby apply for the reinstatement of the above-referenced insurance policy(s), which lapsed due to non-payment of premium on or about

Date of Lapse

II. Financial Requirements for Reinstatement

I understand that reinstatement is conditional upon payment of the following:


Overdue Premium(s): The total amount of premiums currently past due.

Interest: Interest accrued on the overdue premiums, if applicable, calculated from the date of lapse to the date of application.


Interest Rate (%)

Interest Amount

Other Fees/Charges

Description

Amount

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Total Reinstatement Amount Due

Payment Method

III. Statement of Insurability

(To be completed by the Insured Person)

The Insured must answer the following questions to confirm their continued insurability since the policy's lapse date.

Question

Yes/No

A. Health Changes: Since the date of lapse, have you consulted with, been diagnosed by, or received treatment from any physician, practitioner, or clinic? (Excluding routine checkups and common colds.)
 
B. Hospitalization/Surgery: Since the date of lapse, have you been hospitalized, had surgery, or been advised to have surgery or a medical procedure?
 
C. Weight Change: Since the date of lapse, has there been any unexplained weight loss or gain of 10 kilograms / 22 pounds or more?
 
D. Pending Application: Do you currently have any insurance application pending with another company, or have you been declined for insurance coverage since the date of lapse?
 
E. Occupation/Travel: Since the date of lapse, has there been any change in your occupation, dangerous activities (e.g., piloting, skydiving), or planned foreign travel outside of your country of residence?
 

Details of "Yes" Answers

If you answered "Yes" to any question (A-E), please provide full details below (including dates, nature of illness/injury, names of treating physicians/facilities, and current status). Attach additional sheets if necessary.

Date

Nature of illness/injury

Name of treating physician/facility

Current Status

Upload File

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IV. Declarations and Authorization

I/We hereby declare that all statements and answers given in this application are true, complete, and correctly recorded to the best of my/our knowledge and belief. I/We understand that any false or misleading information may be grounds for the rescission or denial of reinstatement.


I/We understand and agree that:

  1. The policy shall not be reinstated until this application is approved by the Insurance Company and the full reinstatement premium amount has been received and processed.
  2. If approved, the policy will be reinstated subject to the terms and conditions in effect prior to the date of lapse, unless an amendment is required by the Insurance Company.
  3. The period of contestability, if applicable, may begin anew from the date of reinstatement for any matters relating to this Statement of Insurability.

Authorization to Obtain Information

I/We authorize any physician, hospital, clinic, or other medical-related facility, insurance company, or other person or institution to provide the Insurance Company with any information concerning my/our physical or mental health, medical history, treatment, or application for insurance, as required for the evaluation of this reinstatement application. A photographic copy of this authorization shall be as valid as the original.

V. Signature and Date

Policyholder/Owner Signature

Insured Signature (if different)

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