Home Inventory Checklist

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I. General Information

Homeowner(s) Name(s):

 

Address:

 

Phone Number:

Email:

Date of Inventory:

Insurance Company:

Policy Number:

Agent's Name:

Agent's Phone Number:

Agent's Email:

II. Room-by-Room Inventory

Room

Item

Item Details (Manufacturer, Model Number and Serial Number if any, and Condition)

Purchase Date

Price Value

Quantity

Image/Video

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III. Specific Item Categories (Within Each Room)

Furniture:

What type of furniture is it? (Sofa, chair, table, bed, dresser, etc.)

What is the material? (Wood, leather, fabric, etc.)

Any distinguishing marks or features?

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Electronics:

Type of electronic (TV, computer, stereo, game console, etc.)

Brand and model number

Size/dimensions

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Appliances:

Type of appliance (Refrigerator, oven, dishwasher, washer, dryer, etc.)

Brand and model number

Energy efficiency rating (if known)

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Jewelry:

Description of each piece (ring, necklace, earrings, etc.)

Type of metal and gemstones

Appraisal value (if available)

Image

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Collectibles:

Type of collectible (Stamps, coins, artwork, figurines, etc.)

Description and any identifying marks

Appraisal value (if available)

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Clothing:

Item

Brand

Price Value

Image

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Tools:

Type of tool (power drill, saw, wrench set, etc.)

Brand and model number

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Sporting Goods:

Type of equipment (bikes, skis, golf clubs, etc.)

Brand and model number

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Musical Instruments:

Type of instrument (piano, guitar, violin, etc.)

Brand and model number

Serial number (if applicable)

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Art and Antiques:

Artist (if known)

Title of work

Description

Price Value

Image

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Outdoor Items:

Lawnmower:

Brand

Model

Type

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Snowblower:

Brand

Model

Type

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Grill:

Brand

Model

Type

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Outdoor furniture:

Description

Quantity

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Landscaping equipment:

Description

Quantity

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Playsets/playground equipment:

Description

Quantity

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Shed/outbuildings:

Description and Contents

Quantity

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Form Template Instructions

Please remove Form Template Instructions before publishing this form

 

1. General Information:

Purpose: This section gathers essential contact and insurance details. It's crucial for quickly identifying your property and contacting the right people in case of an emergency or claim.


Key Insight: Keep this information up-to-date and stored securely, both digitally and physically.

 

2. Room-by-Room Inventory:

Purpose: This is the core of the inventory. It systematically documents the contents of each room in your home.


Key Insights:

  • Specificity is Key: The emphasis on detailed descriptions (manufacturer, model number, serial number) is vital. Vague descriptions ("TV") are useless for insurance claims.
  • Value and Condition: Recording the original purchase price and estimated current value (accounting for depreciation) helps determine the replacement cost. Condition is important for assessing the extent of damage.
  • Photo/Video Evidence: The instruction to take photos/videos is essential. Visual documentation is the strongest proof of ownership and the condition of your items.
 

3. Specific Item Categories:

Purpose: This section provides more detailed guidance for specific types of items that often require more specialized documentation.


Key Insights:

  • Focus on Value and Uniqueness: The categories emphasize documenting valuable or unique items that are more likely to be the subject of insurance claims. For example, it doesn't suggest recording every single piece of clothing, but rather high-value items like furs or designer clothing.
  • Special Considerations: Each category highlights the specific details that are important for that type of item. For example, jewelry requires details about metal, gemstones, and appraisals, while art and antiques require information about the artist, title, and estimated value.
  • Photos are Crucial: The repeated emphasis on photos, especially for jewelry, collectibles, and art, underscores their importance in insurance claims.
 

4. Outdoor Items:

Purpose: This section reminds you to inventory items outside your home, which are often overlooked.


Key Insight: Outdoor items like lawnmowers, grills, and patio furniture can be expensive and should be included in your inventory. Outbuildings and their contents should also be documented.

 

Overall Insights about the Form:

  • Comprehensive but Adaptable: The form is designed to be comprehensive, but you can adapt it to your specific needs. If you don't own any collectibles, you don't need to worry about that section.
  • Insurance Focus: The entire form is geared towards providing the information you'll need when filing an insurance claim.
  • Time Investment: Creating a thorough home inventory takes time and effort. However, it's a worthwhile investment that can save you a lot of trouble and heartache in the event of a loss.
  • Regular Updates are Essential: Your home inventory is not a "one and done" task. You should update it regularly as you acquire new items or dispose of old ones. An annual review is a good idea.

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